A first-time buyer is defined as anyone who has not owned a home for three (3) years. Single parents and displaced homemakers who owned or resided in a home with a spouse during the last three years are also first-time home buyers.
Applicants must complete a certified First Time Homebuyer Training Seminar. To look up classes near you please visit: www.chapa.org.
Applicants must be income eligible.
Income limits are as follows:
*Limits effective July 1st, 2020
Liquid assets cannot exceed $25,000 after closing.
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